Montana Masonic Foundation, Inc.

A gift to us not only demonstrates your belief in our mission but also reinforces your commitment to making a difference in the world. Many types of gifts allow you to fulfill your charitable intentions and may result in immediate and possible future benefits for you and your family.

Gifts of Cash - Cash contributions are deductible as an itemized deduction in the year you make the donation, up to a total of 50 percent of your adjusted gross income. Excess charitable deductions can be carried forward for up to five additional years.

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Gifts of Securities - The best stocks to donate are those that have increased in value, particularly those producing a low yield. In order to preserve tax advantages, it is critical that you give the securities to us rather than liquidate them and give us the proceeds. 

 

Gifts of Life Insurance You can contribute a life insurance policy to us by naming us as either the owner of the policy or simply as the beneficiary. If you name us as owner and beneficiary, you will be entitled to an income tax deduction limited to the lower of the fair market value of the policy or your cost basis in the contract. In addition, if you continue to pay premiums on a policy that we own, you can deduct the future premium payments.
 

Gifts of Real Estate - If you own property that is not subject to a mortgage and has appreciated in value, a charitable gift may be an attractive option. You can claim an income tax deduction for property held for more than one year based upon the fair market value of the property, avoid all capital gains taxes and remove that asset from your taxable estate. Or, you can give your home or farm to us now and continue to use the property for life. Due to the complexities involved, we encourage you to contact us to discuss any gift of real estate.

 

Life Income Gifts allow you to receive an income as a result of making a charitable gift. Depending on the type of plan you choose, the payments can be fixed or variable and can be for you or other beneficiaries you choose. For example, you may create a remainder trust to make payments to you for life and contribute money, stock, or other property to it.  Once placed in the trust, the assets can be sold (avoiding up-front capital gains tax) and the proceeds reinvested to produce a higher yield. Life income gifts entitle you to an immediate income tax deduction, based on the present value of your future gift to us.

 

Your support can benefit our work and your financial situation.